| 作者 |
 从老狼关于中美房市的一个根本假设说起。我的一些看法, 供讨论。 |
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| 所跟贴 |
如果丢掉了工作...... -- jaredwk - (71 Byte) 2009-7-29 周三, 08:04 (662 reads) |
theoretical
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作者：theoretical 在 海归商务 发贴, 来自【海归网】 http://www.haiguinet.com
Let’s say you have 80W RMB, you can give that to a friend to buy a 400W RMB house. So, 80W is down payment. Then you buy that house from your friend with mark up price, let’s say 500W RMB and you paid 100W RMB as down payment (as long as those banks will give you this deal). Your friend get all that 80W down payment back with 100W extra equity. Since he (she) is someone you trust, he (she) will give all the money back to you. Now, your net down payment is zero and your loan amount is 400W RMB, which is the current market value. So, if house price goes up, you win. If house price goes down, you walk away, nothing to loss. Furthermore, if you have some connection and can do this in 10 time’s bigger scale, congratulation, you are really rich then.
There is nothing better than limitless leverage and there is nothing wrong to play with bag holders. “Stupid is as stupid does”.
作者：theoretical 在 海归商务 发贴, 来自【海归网】 http://www.haiguinet.com
上一次由theoretical于2009-7-29 周三, 08:30修改，总共修改了1次
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