| 作者 |
 向大家汇报一下美国护照持有者在国内买房的手续--并向不拉致谢 |
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向大家汇报一下美国护照持有者在国内买房的手续--并向不拉致谢 -- 在人间 - (687 Byte) 2007-7-29 周日, 05:37 (15411 reads) |
sealion
头衔: 海归上尉
声望: 学员
加入时间: 2005/03/28
文章: 194
海归分: 7568
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作者：sealion 在 海归商务 发贴, 来自【海归网】 http://www.haiguinet.com
All the info is up-to-date.
The transaction cost of buying and selling a house in SH is very high. Unless the house appreciate at least 20%, you will not make any money in less than 5 years.
Unless you can borrow 外币 (日元 2.75%, US $ 5.5%, or HK $ 5.25%) from 外资银行, it make no sense to borrow RMB at 6.27% from 内资银行.
租房回报 is around 4% (300W house, rent is around 1W), which is low. If not for investment purpose, I will select the rental option.
人民币升值和外币的低利率 are the two major reasons why high end real estate market in SH is still going up.
The other reason is that HK and TW residents still can borrow 外币 from multiple 外资银行. 不象内资银行, 外资银行并不联网。
A friend of mine just brought four houses in SH last month and get loans from 4 different 外资银行. He is a UK citizen and work in SH for just over one year. In SH, you can buy multiple houses, but need to be in different districts. (静安区一套,黄埔区一套，浦东一套，卢湾区一套)
In conclusion, unless you can borrow 外币 from 外资银行 if make no sense to buy a house in SH.
For 自住, please rent.
For investment, please put the money in A股 stock market and buy real estate stock.
作者：sealion 在 海归商务 发贴, 来自【海归网】 http://www.haiguinet.com
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 向大家汇报一下美国护照持有者在国内买房的手续--并向不拉致谢 -- 在人间 - (687 Byte) 2007-7-29 周日, 05:37 (15411 reads) - 学习了 -- 北京通宝医疗 - (8 Byte) 2008-1-02 周三, 00:51 (279 reads)
- why buying a house in Shanghai? -- sealion - (1116 Byte) 2007-7-29 周日, 11:35 (1499 reads)
- 基本上同意 -- 翠花 - (294 Byte) 2007-7-29 周日, 14:56 (1026 reads)
- 上海房子 -- sealion - (236 Byte) 2007-7-29 周日, 17:32 (1012 reads)
- 那就再回你一次帖. -- 翠花 - (427 Byte) 2007-7-30 周一, 08:03 (731 reads)
- 试着回答你的问题 -- 在人间 - (561 Byte) 2007-7-29 周日, 12:11 (997 reads)
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