万一的万一，choose the trustees you really really trust and they better be above average financially and professionally. For the caregivers and the guidians for the minors, again be very careful!
As how 后妈 might treat your children in case the worst happened, trust your husband's judgment. As long as your husband is in charge no matter how deeply in love he might be and he might have more children with 后妈， she dare not treat your children unfairly if your husband never love your children less than anything!! So in this case your husband is the key!!
As you have done, personally I never try to avoid such topics. Now my only child has grown up and I have less to worry about. Everything I have will go to him if something happened to me. And I always try to fly alone, period!!!
And I always try to fly alone, period!!!
