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 Today will be another down day by the closing, even |
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This is not just a sub-prime problem, its a overall housing -- 孙悟空 - (231 Byte) 2007-11-21 周三, 02:09 (360 reads) |
ceo/cfo
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作者：ceo/cfo 在 海归商务 发贴, 来自【海归网】 http://www.haiguinet.com
mortgage holders. Do you know why? When the housing market was good the property values were higher year after year, the homeowners took equity loans to have shopping sprees; they treated their home equity as the bank and its atm machines. Now the house values are down for a change, those same guys owe lots of debts. The home equity loan interest is based on the prime rate. Last time I checked (last week) it was 7.25%, higher than two years ago and those rates are floating.
As long as the unemployment rate does not increase, we are probably ok. If you see the economy in general is dramatically slow and the companies start to distribute the pink slips, then we will have a major problem. Let's cross our fingers and hope for the best. 
作者：ceo/cfo 在 海归商务 发贴, 来自【海归网】 http://www.haiguinet.com
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